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Phuong Ly Comment On Regulatory Notice 22-08

I oppose restrictions to my rights to invest. I believe Americans have the right to trade any public investments with no limitation or restrictions. I, not the regulators should be able to chose the investments that are right for me. I shouldnt have to go through any special process like passing a test before I can invest in public securities like leveraged and inverse funds. I do not need those measures imposed on me because Im capable of understanding leveraged and inverse funds and their risks.

Insong Yun Comment On Regulatory Notice 22-08

This punishes older investors in two ways. First, selling covered calls is an established source of income for retirement accounts. Why punish those who want to use this conservative approach? Secondly, the older investor who is behind on their savings and intelligently want to increase risk to catch up to have a nest egg that will support a self-sufficient retirement will be punished. Responsible investors should not be punished to protect gamblers. Finra might as well shut down casinos next.