FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019062286101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Lisa Brumm (Respondent) Former Investment Company and Variable Contracts Products Representative CRD No. 2834764 Pursuant to FINRA Rule 9216, Respondent Lisa Brumm submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019064967501 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Michael Paul Francoeur (Respondent) Former General Securities Representative CRD No. 5534184 Pursuant to FINRA Rule 9216, Respondent Michael Paul Francoeur submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019060754301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: RNR Securities, L.L.C. (Respondent) Member Firm CRD No. 43689 Pursuant to FINRA Rule 9216, Respondent RNR Securities, L.L.C. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2020066888101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Nico Rutella (Respondent) Former General Securities Representative CRD No. 5579678 Pursuant to FINRA Rule 9216, Respondent Nico Rutella submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted on the