I am opposed to Rule #22-08. I not regulators should be able to choose the public investments that are right for me and my family. Public investments should be available to all of the public, not just the privileged. I should not have to demonstrate an net worth arbitrarily set nor be required to obtain broker permission to invest. I should not have to take a test to invest in public securities and am capable of understanding my own investments and risks.

Memo to SEC/FINRA regarding the purchase of leveraged investments Proposed Rule #S7-24-15 I appreciate the opportunity to comment on this proposed new rule/regulation. I have held ProShares in one of my portfolios since early 2016. Symbol USD. This investment is up 742.06% and has split once 3:1 which tripled my shares. It has performed well in up and down markets. It has enhanced my returns in this portfolio. Here is its annualized returns 3yr 57.05%, 5yr 44.12%, 10yr 36.42%. I understand leveraging and inverse funds and their performance characteristics/risks.

Regulators, Investment should be available to the public at large and not restricted to clients paying fee based advisors or participating in fee based programs that will reduce the return on my portfolio. An investor should not be required to pass through any special process or have a minimum net worth to invest in any or all public securities, like leveraged and inverse funds. As an investor I am capable of understanding leveraged and inverse funds, and can probably explain them better then most of the advisors to whom you wish to restrict their distribution.

Why do you regulators hate retail trading? Why isnt the average joe allowed to make money? Why can only you guys? Stop look at the middle class as numbers. We all have our own lives just as important as your own. We are all just other versions of you that made different choices so treat us like that.

Big Brother, Stay out of our Finances! Land of the Free, Caveat Emptor, we dont need a Gatekeeper. Do not hinder investment/ hedging opportunities to the American public!

Telling investors what is too high risk for them is like telling them they cannot buy anything unless their government ok's it. Every purchase carries risk.....not just certain items traded in the trading system. Just who, has the genius to make those decisions? I've been searching for him/her for 70 years. Still stumbling along by myself, making a good living at it.

Please don't interfere with these ETF'S that are leveraged. I've made very good money trading TQQQ over the years and for those that just hold it; it's compounded about 49% each year! I hold QQQX because it pays a phenomenal dividend. I also love URTY to capture small caps. There are several of the pro shares I like. Look you can lose money in anything. These last two months I've been killed with stocks like Zoom, Paypal, even Alphabet because I bought in after the split announcement so my cost basis is too high.

The proposed rule is short sided and hurts regular American citizens, please reject the proposal.

I oppose any restrictions or limits to the use of leveraged and inverse funds. I use them as a small portion of my portfolios to regulate my risk exposure during difficult markets and make efficient use of my investment capital to enhance returns during good markets. I fully understand how leveraged and inverse funds work and their associated risks. I don't want regulations put in place to limit or control my usage of them.

As a investor we have the right to make investments that work for my family and the genral public investments should be availible to all of the public